Terms and Conditions for zethriomalix Services

These Terms and Conditions govern your use of zethriomalix.com and related services. By accessing our website or using our services, you agree to be bound by these terms. Please read them carefully before proceeding.

September 21, 2025

Acceptance of Terms

By accessing this website, requesting consultations, or using any services provided by zethriomalix, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you should not use our website or services.

Definitions

For purposes of these Terms and Conditions, the following definitions apply:

• Services refers to all consultations, guidance, information, and resources provided by zethriomalix through our website, in-person meetings, phone conversations, electronic communications, or any other medium we use to interact with clients and website visitors.
• User, you, or your refers to any individual or entity accessing our website or using our services, whether as a prospective client, current client, website visitor, or any other capacity.
• We, us, our, or zethriomalix refers to the financial planning service operating zethriomalix.com and providing consultations and related services to individuals in Canada.
• Content refers to all information, text, graphics, images, and materials available through our website or provided during consultations and related communications with clients.

Use of Services

Our services are intended for individuals seeking financial planning guidance in Canada. You agree to use services only for lawful purposes and in accordance with these terms. You may not use services in any way that could damage, disable, or impair our website or interfere with others' use.

Eligibility

You must be at least 18 years of age and capable of forming binding contracts under applicable law to use our services. By using services, you represent and warrant that you meet these eligibility requirements.

If you are accessing services on behalf of an organization, you represent that you have authority to bind that entity.

Your Responsibilities and Obligations

As a user of our website and services, you agree to the following responsibilities:

• Provide accurate, current, and complete information when requested during consultations or through website forms and communications with our team.
• Maintain confidentiality of any account credentials and notify us immediately of any unauthorized use of your account or security breaches.
• Evaluate whether guidance provided during consultations is appropriate for your specific circumstances before implementing any strategies discussed during planning sessions.
• Comply with all applicable laws and regulations in your jurisdiction when implementing any strategies or guidance discussed during consultations with our team.

Prohibited Uses

You agree not to use our website or services for any of the following purposes:

• Violating any applicable local, provincial, national, or international law or regulation or engaging in any illegal or fraudulent activity.
• Transmitting any material that is defamatory, offensive, or infringes intellectual property rights of others through our website or communications.
• Attempting to gain unauthorized access to our systems, other user accounts, or computer systems or networks connected to our services.
• Interfering with or disrupting our website, services, servers, or networks or violating any requirements, procedures, policies, or regulations of connected networks.
• Using automated systems such as robots, spiders, or scrapers to access our website without prior written permission from zethriomalix management.

Intellectual Property Rights

All content on our website including text, graphics, logos, images, and software is the property of zethriomalix or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

User-Generated Content Policies

If you submit any content to us such as feedback, suggestions, or communications, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and incorporate such content for purposes of providing and improving our services.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your information and data protection measures. Read Privacy Policy

Disclaimers and Limitations

Please review these important disclaimers regarding our services:

Limitation of Liability Terms

To the fullest extent permitted by law, zethriomalix shall not be liable for any indirect, incidental, special, consequential, or punitive damages or any loss of profits or revenues arising out of your use of services. Our total liability shall not exceed the amount you paid for services.

Indemnification

You agree to indemnify, defend, and hold harmless zethriomalix and its team members from any claims, liabilities, damages, losses, or expenses including reasonable legal fees arising from your use of services, violation of these terms, or infringement of any rights of third parties.

Dispute Resolution and Governing Law

These terms are governed by the laws of Canada and the province where our primary operations are located:

Canadian Law Applies

These Terms are governed by and construed in accordance with laws of Canada. Courts in the appropriate Canadian province shall have exclusive jurisdiction over disputes arising from these terms or use of services.

Termination

We reserve the right to terminate or suspend your access to services immediately, without prior notice or liability, for any reason including breach of these Terms. Upon termination, your right to use services ceases immediately, but provisions intended to survive shall continue.

Modifications

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on this page with a revised effective date. Your continued use of services after changes constitutes acceptance of modified terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed. Remaining provisions shall continue in full effect.

Entire Agreement Statement

These Terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and zethriomalix regarding use of services and supersede all prior agreements and understandings.

Contact Information for Questions

If you have questions about these Terms and Conditions, please contact us using the following information: